Citi Custom Cash Credit Card

Citi Custom Cash Credit Card

Discover the Citi Custom Cash card and learn how to apply!

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CARD BENEFITS

The Citi Custom Cash card offers a unique and rewarding experience, making it a worthwhile choice. With an innovative rewards system, it tailors its benefits to your spending patterns, maximizing cashback efficiency. Furthermore, the absence of annual fees and flexibility in reward redemption makes it financially advantageous. Combining these benefits with Citibank’s solid reputation, the Citi Custom Cash stands out as a smart choice for those seeking an adaptable and feature-rich credit card.

The Citi Custom Cash card offers an appealing range of benefits tailored to meet the needs of the modern user. Firstly, its innovative personalized rewards program stands out, providing cardholders the opportunity to earn optimized cashback based on their everyday expenses. This flexibility makes the rewards accumulation process more efficient and tailored to each customer’s lifestyle.

Furthermore, Citi Custom Cash takes a simplified approach to fees by eliminating concerns about annual fees. This financial transparency adds to the card’s appeal, offering users a more predictable and cost-effective experience. Lastly, the solid reputation of Citibank instills confidence in the quality of services offered, further solidifying the benefits of Citi Custom Cash as an advantageous choice for those seeking a versatile and rewarding credit card.

Advantages and benefits of the Citi Custom Cash card:

Personalized Cashback
No Annual Fees
Simple Rewards Redemption
Contactless Payments
Citi Entertainment Access

Frequently Asked Questions

What are the eligibility requirements for the Citi Custom Cash Card?



To be eligible for the Citi Custom Cash Card, applicants must have a good to excellent credit score and meet other requirements such as being at least 18 years old and having a valid Social Security number. Applicants must also meet Citi’s income and debt-to-income ratio requirements.


How does the Citi Custom Cash Card compare to the Citi Double Cash Card?



While both cards are offered by Citi and offer cash back rewards, the Citi Custom Cash Card offers 5% cash back on eligible purchases in one category of the cardholder’s choice, while the Citi Double Cash Card offers 2% cash back on all purchases. The Citi Custom Cash Card also offers a sign-up bonus, while the Citi Double Cash Card does not.


What credit score is typically necessary to be approved for the Citi Custom Cash Card?



The credit score required to be approved for the Citi Custom Cash Card varies depending on the applicant’s overall creditworthiness. However, generally, a good to excellent credit score is required to be approved for the card.


What are the cash back categories for the Citi Custom Cash Card, and how do they work?



The Citi Custom Cash Card allows cardholders to choose the category in which they will earn 5% cash back each billing cycle. The categories include restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment. Cardholders can change their category once per billing cycle. Purchases outside of the chosen category will earn 1% cash back.


Can you explain the benefits and drawbacks of the Citi Custom Cash Card based on user reviews?



Based on user reviews, the benefits of the Citi Custom Cash Card include the ability to earn 5% cash back on eligible purchases in a category of the cardholder’s choice and the lack of an annual fee. However, some users have reported difficulty with customer service and issues with rewards redemption.