Everything you need to know about the Wells Fargo Active Cash card

The Wells Fargo Active Cash Credit Card is a choice, for earning cashback rewards at a rate of 2% on all purchases without any fees. If you spend $500 within three months you’ll receive a $200 bonus in cash rewards. To compare this card with Wells Fargo Visa and Mastercard options you can check out the Wells Fargo website.

If you’re interested in a rewards program the Wells Fargo Active Cash Card is an option. In addition to cashback rewards this card offers perks like cell phone protection, emergency cash services, coverage for car damages in accidents as travel and emergency assistance. Details about these benefits and how to utilize them can be found on the Wells Fargo website.

Overall the Wells Fargo Active Cash Credit Card is a choice, for those seeking a fee cashback credit card with a generous welcome bonus. With its rewards program and extra benefits it’s definitely worth considering if you’re looking for a credit card. This article showcases the features of the Wells Fargo Active Cash card.

In this article you will find:

Wells Fargo Active Cash card features

• Cash Rewards Program: The Wells Fargo Active Cash credit card offers a sought after cash rewards program. Cardholders have the opportunity to earn a 2% cash back on their purchases making it an attractive choice for individuals who wish to be rewarded for their expenses. The program operates on an straightforward basis eliminating any concerns regarding rotating categories or spending limits.
• New Member Promotion: With the Wells Fargo Active Cash credit card new users have the opportunity to earn a $200 cash rewards bonus by making $500, in purchases within three months of opening an account. This introductory offer is notably enticing when compared to cash rewards cards available in the market.
• No Annual Fee: One standout feature of the Wells Fargo Active Cash credit card is its absence of a fee making it an attractive choice, for individuals seeking to earn rewards without incurring any additional costs.

This feature is especially attractive, to individuals looking to maximize their rewards without having to worry about any costs. Overall the Wells Fargo Active Cash credit card is an option, for those who favor a cash back rewards card with a sign up bonus and no annual fee.

Step by step Guide to Apply for the Wells Fargo Active Cash Card

Getting the Wells Fargo Active Cash Card is simple and easy when you apply online. Wells Fargo has made their application process user friendly allowing you to apply conveniently from home or any location of your choice.

Follow these steps:

• Go to the Wells Fargo website. Visit the page dedicated to the Wells Fargo Active Cash Card.
• Click on the “Apply button to initiate the application process.
• Fill in your details, such as your name, address and social security number.
• Provide information about your employment including your employers name and your job title.
• Share details about your income, including your earnings and any other sources of income you may have.
• Carefully review the terms and conditions of the card click “Submit.”

Once you’ve submitted your application you can expect to receive a response, within a time. If your application gets approved you’ll get your card in the mail within a business days. Keep in mind that there are requirements you need to meet to qualify for the Wells Fargo Active Cash Card. To be eligible for this card you need to fulfill two criteria; be 18 years old and have a valid Social Security number. It’s also important to have a credit score, for approval.

The process of applying for the card is fairly simple. Can be done quickly in a few minutes. Just follow these steps to apply for the card and start earning cash rewards on your purchases.

Interest rates

When you check out the interest rates, for the Wells Fargo Active Cash credit card you’ll see that the APR ranges from 20.24% to 29.99%. The specific APR you receive is based on factors like your credit history, income and current debts. For the 15 months after opening your account there’s a 0% APR for both purchases and balance transfers.

After this period a variable APR will be in effect. If you use your card for transactions outside the US (including purchases from merchants) there’s a foreign transaction fee of 3% of the transaction amount. If you’re thinking about transferring balances to your Wells Fargo Active Cash credit card from accounts note that there’s a balance transfer fee to either 3% of the transferred amount or $5—whichever is higher.

If you complete a balance transfer, within 120 days of opening your account you may qualify for rates and fees. Beyond this timeframe the balance transfer fee will align with the cash advance fee set at either $10 or 5% of the transfer amount—whichever is greater. Overall when compared to cash back credit cards available today it’s clear that the Wells Fargo Active Cash credit card features interest rates and fees. Make sure to review all terms and conditions before applying for the card to fully understand all associated fees and limitations.

Benefits for Cardholders

The Wells Fargo Active Cash Credit Card provides benefits to its users. Here are some of its features:

• Cell Phone Protection: With your Wells Fargo Active Cash Credit Card you receive cell phone protection. This coverage helps with damages. Theft up to $600 for your cell phone when you use your card to pay your cell phone bill. You can make up to two claims per year with a deductible of $25 per claim.
• Travel Insurance: The Wells Fargo Active Cash Credit Card also includes travel insurance, for its users. This benefit covers trip cancellation and interruption insurance travel accident insurance and baggage delay insurance.

The trip cancellation and interruption insurance offered by the Wells Fargo Active Cash Credit Card provides coverage, up to $1,500 per person and $6,000 per trip for travel expenses if your trip is canceled or disrupted due to reasons such as illness or severe weather. By using your Wells Fargo Active Cash Credit Card to purchase your travel ticket you are entitled to travel accident insurance that offers coverage of up to $150,000 in case of death or dismemberment. Additionally if your luggage is delayed for than six hours the card includes baggage delay insurance that provides up to $100 per day for a maximum of three days.

Moreover as a holder of the Wells Fargo Active Cash Credit Card you can benefit from warranty coverage. This feature extends the manufacturers warranty by one year for warranties originally lasting three years or less. It offers coverage up to $10,000 per claim and up to $50,000 per cardholder. The Wells Fargo Active Cash Credit Card presents perks and protection options for its users. With advantages like cell phone protection, travel insurance and extended warranty coverage this card is a choice, for individuals seeking added security and peace of mind.

Meeting the eligibility requirements when applying for the Wells Fargo Active Cash Credit Card is crucial.
To be eligible, for the Wells Fargo Active Cash Credit Card you must be 18 years old and a U.S. Citizen or a permanent resident. You also need to have a Social Security number and a residential address within the United States. Additionally applicants are required to meet Wells Fargos credit criteria, which take into account factors such, as income, expenses and credit history.

Credit Score Requirement

Although Wells Fargo does not explicitly disclose a credit score threshold for the Active Cash Credit Card having a good to credit score increases the likelihood of approval. Generally a good credit score is considered to be above 670 while an excellent score is above 740.

Application Process

Applying for the Wells Fargo Active Cash Credit Card is really easy. You can do it online. When applying you will be asked to provide your name, address Social Security number as details, about your income and job status.

Once you submit your application Wells Fargo will go through your information and credit history. If you are approved you can expect to receive the card in the mail within 7 to 10 business days. If your application is rejected they will send you a letter explaining why.

Generally speaking, those interested in earning cash rewards on their purchases will find the Wells Fargo Active Cash Credit Card appealing. The application process is straightforward and simple. Applicants, with a credit score have a chance of being approved.

Customer Support

Wells Fargo ensures that holders of the Cash Credit Card have access to customer support options. Whether you need assistance with banking have inquiries about your account. Need to report a lost or stolen card Wells Fargo has got you covered.

Support for Online Banking

Wells Fargo Active Cash Credit Card holders have access, to round the clock banking assistance on the Wells Fargo website. Simply log in to your account to view balances review transactions and make payments. If you encounter any problems with banking services feel free to contact customer support via phone or email, for assistance.

Report Lost or Stolen Cards

If you misplace your Wells Fargo Active Cash Credit Card or suspect it has been stolen it’s crucial to report it. To do so reach out to the customer service number listed on the back of your card. Wells Fargo will swiftly deactivate your card. Issue a replacement if needed. If you notice any transactions, on your account informing Wells Fargo is essential.

In general Wells Fargo offers customer support for its Cash Credit Card holders. Whether you require assistance, with banking or need to report a card Wells Fargo provides solutions to help you out.